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Types of Loans

 We offer many different loan programs including; VA, USDA/Rural Development, First Time Homebuyer, and Conventional Loans.

Thirty-Year Fixed Rate Mortgage
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly principal and interest payments that never change.

Fifteen-Year Fixed Rate Mortgage
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate—and you'll pay off your mortgage twice as fast.

Adjustable Rate Mortgages (ARM)
If secondary market is not an option, we offer in-house ARM loans with a variable interest rate that is locked for the first 5 years.

Construction Financing
Building a new home? We offer a construction loan with a fixed interest rate, interest only monthly payments, and a term of 12 months.

Lot Loans
If you are looking for the prefect lot to build your new home on, we offer lot loans that will finance that purchase.

 

 

First Community Credit Union
111 9th St SE, Jamestown, ND  58401
Toll Free:  (800) 850-7676
mortgage@myfccu.com
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